Where have I been...

I have been on a long hiatus, due to a very good audio book written by the BEST FINANCIAL GURU Dave Ramsey. Since I listened to this audio book, a friend gave me the unabridged version on CD, (Sadly Audible doesn't have that version available or the rest of his excellent books!).

After hearing the Common Sense approach to wealth in a world that is sinking in debt. I became convinced that I had to change what I was doing if I wanted something more out of life. It was 9 months ago that I took a second job to overcome the initial difficulty of getting my debt snowball rolling. I have given notice to my second job that I am done working the insanity so I should be able to catch my breath a bit. The net result is we have now paid off $16,308.47 in 11 months. I could work more but I believe balance is required not only in the financial but on the family side of the equation.

Since we are no longer in fear my running out of paycheck before we run out of month, due to the implementation of an effective and proven plan. We now have a budget that works. Though thy both are a work in progress as we learn how to overcome the habits that got us into the $34,116.96 worth of debt except for our house.
We are just about half way and what peace this whole money makeover thing has brought to our lives. I HIGHLY RECOMMEND THIS BOOK (Audio and Print). Remember Cash is King and Debt is Dumb.